A small, Perth-based consultancy that helps people get their retirement paperwork together — without selling them anything.
Pension Preppers (Australia) Pty Ltd was set up to fill a small but stubborn gap. A lot of people approaching retirement don't need a financial planner pitching them a managed fund — they need a calm conversation, a checklist, and someone willing to sit with them while they fill in the Centrelink forms.
That is what we do. We are based in the Embleton/Morley area of Perth and work mostly with WA residents in their late 50s through their late 70s, plus the adult children helping a parent through it.
We deliberately don't hold an Australian Financial Services Licence and we deliberately don't sell super funds, insurance, annuities or property. If those things are the right answer for you, we'll point you to a licensed adviser. Most of the time, the right answer is something simpler.
Pension Preppers is a registered Australian company (ABN 85 696 946 568 / ACN 696 946 568) and operates under the Corporations Act 2001 and the Australian Consumer Law.
Have a Quick ChatWe are a paperwork-and-decisions consultancy. We are not a financial adviser, an accountant, a lawyer, or a Centrelink agency. We slot in alongside those professionals when you have one, and refer you to one when you don't.
Most retirement mistakes aren't caused by bad investment choices. They're caused by paperwork that didn't get filed, forms that got filled in wrong, or a question no one knew to ask.
Every acronym gets defined the first time it appears. If we say something you don't follow, please tell us — we'd rather slow down than gloss over.
You get the price before we start. No hourly meters, no scope creep. If a job grows, we re-quote and you decide whether to proceed.
We don't earn anything from any super fund, insurer, annuity provider, broker or platform. Our only revenue is the fee you pay us.
You leave every paid session with a short written note — what we discussed, what was decided, what to do next, and when. So nothing gets forgotten.
Pension Preppers is small. The same handful of people you meet at the start are the ones who finish your paperwork. We list the roles below rather than the names — we'll introduce ourselves properly when you call.
Your first point of contact. Hears your situation on the initial call, scopes the work, agrees the fixed quote and signs off the written summary at the end.
Handles the Age Pension walk-throughs, myGov sessions, supporting-document preparation and follow-up correspondence with Services Australia.
Tracks down lost super, reads fee disclosure documents in detail, lays out consolidation options and writes up the comparison so you can decide.
Send a short message describing where you're stuck. We reply within one business day with either a quote or a referral somewhere more suitable.